By: FRANCISCO DÍAZ
The Garcia's old home had to be demolished because it had serious structural problems, and it was determined that it would be better to build a new home for them using one of the rehabilitation programs sponsored with federal funds.
The new 1,165 square feet house has three bedrooms, a restroom, a kitchen, living room and dining room, and it is equipped with central air conditioning and a heating system for the winter.
The total cost of the project was of 92,032 dollars, which were financed by a program of the Housing and Urban Development Department of the United States.
Mayor Raul Salinas mentioned that this loans program for rebuilding homes with a zero percent interest rate is very beneficial to the local families, because they only end up paying 57 percent of the total amount, in a 15 year period.
"The amount of the loan is measured in proportion to what a family needs, meaning the house's size and the reconstruction cost; however the main requirement is that the people that apply to this program have at least mid level incomes," Salinas explained.
In addition, the houses must have been damaged either by a fire or considerable structural damages, and up to 43 percent of the debt can be condoned, since the debt is payable in a 15 year period.
Thanks to this program, today Martha Garcia and her family are enjoying what they consider a blessing, their new home.
For more information on these type of loans people can call the Community Development Department: (956) 795-2675.